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Finance Policy

Instant finance decision and no paperwork
We offer a range of finance products, all of which use a paperless application process. This means that you sign online and get an instant decision.

Benefits of finance
Finance is available on most purchases of £ 500 or more. This enables you to buy all of the motorcycle gear you need now, all for a low monthly payment. You can also choose higher - spec products for only a few more pounds per month by spreading the cost of your purchase over 12, 24 or 36 months. Keep your cash for day - to - day expenses and benefit from fixed repayments allowing you to budget more effectively.

How to apply for finance
Firstly, add your chosen items to your basket as normal. When you proceed to the checkout simply select to pay by finance from the payment methods shown. You will then be taken to our online finance application screen. The paperless application takes around 5 minutes to complete and you will be given an instant decision.

What you'll need to apply
To apply for finance you mus t meet the following criteria:
- You must be over 18 years of age.
- You must be a UK resident with at least 3 years continual address history.
- You must have a UK bank account capable of accepting Direct Debits.
- The goods must be delivered to your home address .
- You must be in full time employment, unless retired or a house person with a spouse in full time employment.

Frequently asked questions
If your question is not answered below please call us on 01296 655 999

Q. How much can I borrow?
A. When checking ou t, just fill out our easy online application form and you can be approved for up to £15,000 to use for the products you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum you can borrow is £ 500.

Q. Is a deposit required?
A. Yes. A 10% deposit is payable by credit or debit card upon acceptance. You can also choose to pay up to a 50% deposit in order to reduce your monthly payments.

Q. How are my monthly payments paid?
A. All monthly payments a re paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

Q. What length of repayment is available?
A. Depending on the finance products available for your purchase, you can choose a 6, 12, 24 or 36 month loan repayment period.

Q. How do I apply?
A. Firstly, add your chosen items to your basket as normal. When y ou proceed to the checkout simply select to pay by finance from the payment methods shown. You will then be taken to our online finance application screen. The paperless application takes around 5 minutes to complete and you will be given an instant decisi on.

Q. Can I pay my agreement off early?
A. You have the right to repay all or part of the credit early at any time. Simply contact Close Brothers Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Close Brothers Retail Finance, Dee House, St Davids Park, Ewloe, Flintshire CH5 3XF
Phone: 0844 880 6542
Email: CBRFservice@closebrothers.com

Close Brothers Retail Finance ON YER BIKE LTD, A41 Bicester R oad, Westcott, Buckinghamshire, HP18 0JX Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply.

Close Brothers Retail Finance is a trading style of Close Brothers Limited - a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

We can introduce you to a limited number of finance providers and may receive a commission from them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

Pay4Later
Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers

On Yer Bike Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.